6 most common passport application mistakes
Everything Else

6 most common passport application mistakes

Applying for a passport has become very easy today. The process would take days or even weeks some decades ago, but now, thanks to digitization, one can get through with just a few clicks. That said, many people make errors during the application process, which leads to unnecessary delays and extra hassle. Below are a few critical mistakes one should avoid when applying for a passport or renewing the document. Not paying attention to the current passport’s expiry date Arguably, the most common mistake people make is being unaware of the number of years or months left on their current passports. Many check the document’s expiry date only after booking an international holiday and heading to their destination. Doing so can cause significant issues as many countries require inbound travelers to have at least three months or so left on their passports from their date of arrival. Therefore, passport holders must check their passport before planning their holidays. Experts recommend renewing one’s passport at least a year before it expires. This practice ensures individuals do not face hassle when boarding their flight or arriving at their destination. Making typos and misspellings in the application form People often fill out the application form hastily when applying for a passport, which leads to multiple typos and misspellings.
6 exclusions of a dental insurance plan
health

6 exclusions of a dental insurance plan

Healthcare is a crucial aspect of any country, and it can be quite expensive if an individual does not have insurance such as Medicare. One of the healthcare options available is dental insurance, which can help save a lot of money on annual appointments and treatments. However, many people are not aware of the limitations of dental insurance. Here are six things that dental insurance plans may not cover. Cosmetic dentistry Restorative dentistry might be necessary when it’s related to one’s well-being. However, insurance companies usually classify cosmetic dentistry as an elective procedure and may not cover the cost of treatment. One should also note that many cosmetic dentists use restorative procedures, such as porcelain crowns, dental implants, and tooth veneers, for restorative and cosmetic purposes. Therefore, insurance may cover some or all of one’s restorative procedures but will not cover elective cosmetic procedures. If a dental procedure is necessary due to decay, disease, an accident, or injury, it may be considered a restorative procedure, and the insurance may cover some or all of the cost. It’s also important to note that some restorative procedures may be covered under insurance if they serve a functional purpose, such as replacing missing teeth or improving the mechanics of a patient’s bite.
9 warning signs of lymphoma
health

9 warning signs of lymphoma

Lymphoma is a form of cancer that originates in the lymphatic system, a vital part of the immune system. It arises when either of the two types of lymphocytes (T cells or B cells) begin to multiply uncontrollably. There are two main categories of lymphoma: Hodgkin and non-Hodgkin. Identifying the type is crucial for devising a suitable treatment plan. The following are a few common warning signs of the condition. Swollen lymph nodes Lymph nodes are a critical part of the lymphatic system, located in various body parts, including the neck, groin, armpit, and spleen. They filter lymph fluid to eliminate harmful substances and fight off infections. Lymphoma leads to an abnormal multiplication of lymphocytes, which, in turn, causes one’s lymph nodes to enlarge and swell. As a result, one may notice swelling in the spleen, neck, armpits, or groin, which does not go away. The swelling is usually painless but can be painful in some cases. Itchy skin Persistent and unusual skin itching can also be a warning sign of lymphoma. One may experience itching all over the body or near affected lymph nodes. Persistent and unexplained itching in the hands, legs, or feet could point toward lymphoma. The itchiness results from the release of certain chemicals called cytokines.
8 mistakes to avoid when supporting charities
Everything Else

8 mistakes to avoid when supporting charities

Thousands of people donate to various charities through different means. After all, many worthy causes need help and support, and giving back to society is important. However, despite all the good involved, there’s a lot where one could go wrong. Furthermore, since donations are usually the lifeline of charities, one needs to avoid and limit mistakes to ensure the funds reach the intended persons. So, here are seven errors to avoid when supporting charities. Donating on a whim One should always take time to reflect on a potential donation rather than allocate funds without a second thought. Donating on the spur of the moment could mean one may not appropriately budget their spending, making it difficult for the donor to manage other necessities or future donations. One may also fall prey to scams, which may prevent the funds from reaching a legitimate cause. If one learns of a cause one strongly identifies with or wants to support, it is best to make a note of it and review one’s finances first before making a donation. Lack of research The lack of research on a charity could lead to unavoidable problems when supporting any cause. One could view a donation as an investment and prepare accordingly.
9 tax-deductible charity contributions
Finance

9 tax-deductible charity contributions

During times of charitable giving, such as in the holiday season, it is common to look for ways to give back to the community while reaping some tax benefits. One effective option is to make tax-deductible charity donations. These donations not only support charitable causes but also reduce one’s tax liabilities. This invariably helps in making the donations more impactful on the personal front as well as in communities one wishes to support. Cash donations One can make  monetary donations to public charities, which are eligible for tax deductions under 501(c)(3). These donations can be made through checks, credit cards, or payroll deductions through their employer. If the donor itemizes their deductions, they can receive deductions of up to 60% of their adjusted gross income (AGI) in a year for gifts of cash to qualified public charitable organizations. If they choose to donate to private charities, such as a family foundation, the annual limit of deductions is approximately 30% of their AGI. However, the donated amount must be substantial to avail of this deduction. Another option is to bunch together several small donations into a single year. Charitable gift funds One can also set up donor-advised funds. These are accounts that offer the flexibility of charitable giving to multiple organizations.
7 telltale signs of a charity scam
Everything Else

7 telltale signs of a charity scam

One of the perks of social media and technology is that they help people stay connected with the world. While that is an advantage, one of the many disadvantages of easy information sharing is an increase in scam schemes, especially charity scams. Scammers capitalize on a donor’s goodwill and try to line their pockets with the donated money. Here are some of the telltale signs of a charity scam that should not be missed. 1. Giving insufficient charity details Every charity organization has its purpose and mission statement ready. These are some basic details an organization is always prepared with. Donors usually look at these mission statements and purposes to determine if there is an alignment in their thoughts and mission. If a charity cannot provide these details, it could be a sign that they are not a legitimate charity. Some of the questions to ask them are mentioned below: Where does the charity work, and where is the headquarters located? How is the donation money used? What is the organization’s tax-exempt number? Does all the money go directly to the program or only some percentage? 2. Pretending to be an employee of a known organization Some scammers will call to thank a donor for a gift they received for a cause of the donor’s choice.
12 supplements that help improve bone density
health

12 supplements that help improve bone density

Bones are the building blocks of the human body, providing it with a framework, supporting its movement, helping it store minerals, and protecting the organs. Here, bone density plays a key role in maintaining bone strength and preventing bone diseases. Low bone density indicates brittleness, which may eventually lead to health conditions like osteopenia and osteoporosis. Nevertheless, nutrition-based changes, like taking vitamin and mineral supplements, can help improve bone density and keep diseases at bay. 1. Calcium Calcium constitutes a major part of bone tissues and can help strengthen bones. While dairy products are major food sources of calcium, those with lactose intolerance may have to avoid dairy, which may reduce calcium intake and lower bone density. Today, several calcium supplements are available in the market. One can consult a nutritionist or doctor before opting for these products. 2. Vitamin D Vitamin D is an essential nutrient responsible for the absorption of calcium in the body. In fact, studies have shown that without adequate intake of vitamin D, the body absorbs only 10–15% of calcium derived from foods. Sunlight is a major source of vitamin D, so optimal exposure to sunlight is essential to increase vitamin D levels in the body.
17 fridge mistakes to avoid
Refrigerators

17 fridge mistakes to avoid

The refrigerator plays an integral part in the smooth functioning of the modern kitchen. It is not just a storage vessel. The refrigerator contributes to storing food, cooked and uncooked. It negates the need to produce shopping every other day. It plays a considerable part in meal planning and prepping for the upcoming week, making things easier for busy individuals. However, certain mistakes can contribute to the compromised functioning of the appliance and must be avoided. Overstuffing When one stuffs their refrigerator excessively, it can lead to spoiled food. The air circulation in the fridge is restricted when every inch of space is filled with groceries. This can cause uneven cooling and spoilage of food. To avoid this, adopting a “less is more” approach is important, allowing cool air to circulate freely and keeping all the items fresh. Disorganized interiors An untidy refrigerator can be compared to a disorganized wardrobe. Finding what one may need can be difficult, leading to items being overlooked and spoiling. To improve efficiency and make every ingredient easily accessible, it is important to introduce a system of organization. This can be achieved by grouping and labeling similar items, transforming the fridge into an orderly and convenient space.
11 early warning signs of age-related macular degeneration
health

11 early warning signs of age-related macular degeneration

The eyes help one perceive different stimuli. Therefore, promptly diagnosing eye-related conditions is essential to ensure eye health. Age-related Macular Degeneration (AMD) is a progressive eye condition involving damage to the macula or a part of the retina situated at the back of the eye. Individuals aged 50 and above are particularly susceptible to this condition. This article discusses a few early warning signs of AMD that one shouldn’t ignore. Early warning signs of age-related macular degeneration In general, age-related macular degeneration is classified as dry and wet. Dry AMD involves gradual thinning of the retina caused by age and is characterized by symptoms like blurred vision and progressive vision loss. Wet AMD, considered a more serious condition than dry AMD, results from irregular growth of blood vessels in the retina, causing accumulation of fluid in the back of the eye. Dry AMD may gradually progress to wet AMD with time, particularly if left untreated. Some early warning signs of AMD are as follows: 1. Blurred vision Since AMD involves blood or fluid leakage from blood vessels into the macula, individuals with this disease may experience blurry vision. 2. Wavy appearance of straight lines Age-related macular degeneration significantly affects one’s central vision, which is indispensable in facilitating the recognition of shapes, lines, colors, etc.
10 simple ways to get a free mobile phone
smartphones

10 simple ways to get a free mobile phone

While mobile phones are necessary devices, they can be expensive. One has to not only spend on purchasing the phone but also pay for the service plan. These costs can quickly add up to substantial expenses, especially for those with a limited monthly budget. However, one can save on these expenses by exploring resources to get a mobile phone for free or at discounted rates. Here are some ways to get a free mobile phone. Government assistance programs One of the first resources that one can check out for free mobile phones is government assistance programs. Among these, one of the most popular is the Lifeline program. This initiative offers smartphones free of cost or even at discounted prices for those who are part of these federal programs – Supplemental Nutrition Assistance Program (SNAP – formerly known as Food Stamp Program) Medicaid Supplemental Security Income (SSI) Federal Public Housing Program Veterans Pension and Survivors Pension There are several eligibility criteria one must adhere to in order to get a free mobile phone. For example, one’s earning must be less than 135% of the federal poverty guidelines of each year. This means, the earnings must be less than $16,862 for a household of one person.

Top Articles

4 tips for dealing with asthma
health

4 tips for dealing with asthma

Asthma is a respiratory condition wherein the airways in the lungs swell up, become narrow, and produce extra mucus, making it difficult to breathe. People affected can experience breathlessness, coughing, and wheezing. The disease could be a minor issue for some, while others may have to deal with serious long-term symptoms. Although there is no permanent cure for asthma, here are treatment options, foods to have and avoid, and alternative therapies to manage the symptoms: Treatment options Doctors can recommend the right course of treatment based on the severity of asthma symptoms. Here are a few popular options: Tezepelumab:  It is a popular treatment option, approved by the FDA as a supplementary maintenance remedy for pediatric patients over 12 and adults with asthma. Tezepelumab is an injectable option and the first and only biologic to significantly and consistently reduce severe asthma symptoms in clinical trials. Fasenra:  This is a monoclonal antibody that works on the immune system activity in the body. Fasenra helps control the elevated eosinophil count responsible for severe asthma symptoms. This injection is suitable for children over 12 and adults and can be used with other treatment plans to keep flare-ups in check. Nucala:  This is a monoclonal antibody that also reduces the eosinophils in the body.
4 useful tips for managing migraines
health

4 useful tips for managing migraines

Migraine is a prevalent health condition in which a person experiences severe headaches, usually on one side of the head. There may also be other symptoms like sensitivity to light, tiredness, and nausea, which can last a few hours to two days. The ailment is triggered due to stress, certain foods, and other factors. While there is no cure for migraines, the following tips can help manage the symptoms effectively: Use the correct treatment options There are several treatments for migraines, but it is essential to choose the correct one after consulting a doctor. The popular options include: Nurtec ODT Nurtec ODT is an oral treatment that can help alleviate symptoms like headaches, pain, nausea, and sensitivity to light in adults. One can use Nurtec ODT on alternate days or as the doctor recommends. Its side effects include allergic reactions, trouble breathing, and rash. UBRELVY It is a fast-acting treatment option that blocks a specific protein in the body known to induce migraine attacks. One can consult a doctor to determine the dosage according to their condition. The most common side effects of UBRELVY are nausea and sleepiness. Excedrin Excedrin is suitable for temporary relief from migraine headaches. It can also treat aches caused by other factors, such as arthritis and toothaches.
Foods to be avoided by diabetes patients
health

Foods to be avoided by diabetes patients

Food gets broken down into glucose by the body to release energy for its functioning. Most meal plans combine fats, proteins, sugars, and other essential carbohydrates vital for healthy growth and organ function. However, people with diabetes should be careful about seemingly healthy foods as it can trigger a spike in their blood glucose levels. Here are different foods that are bad for diabetes and should not be eaten regularly: Various foods that are bad for diabetes patients Fruit juices and other drinks Sugar consumption via beverages can spike insulin levels drastically. Did you know that lots of seemingly healthy store-bought fruit smoothies, sports drinks, bottled juices, and sodas can spike blood sugar levels too? Also, natural fruit juices are not necessarily a healthy option as they are high in fructose. Aside from this, cola, iced tea, lemonade, and other flavored beverages are excessively high in carbs, sugar, and fructose. Their regular consumption can trigger insulin resistance, forcing healthy cells to reject insulin and extract glucose for energy.  Another crucial thing to remember is to avoid any type of spirit if you have diabetes. These contain empty calories and can worsen the condition significantly. Cereals, yogurt, and dried fruits Daily breakfast cereals are fortified with essential vitamins and nutrients that make up for a wholesome meal.
6 human foods that cats can enjoy
Pets

6 human foods that cats can enjoy

Certain foods that are healthy for us may be beneficial for your cat. As a responsible cat parent, it is essential to be aware of the foods and their sources before slipping a morsel from your plate into your pet’s bowl. Ingestion of toxic foods can adversely affect the cat’s digestive system. Hence, it is advised to consult a vet for recommendations. Here is a list of human foods that are perfectly safe for cats: Meat Cats are carnivores by nature. Most of the commercial cat food in the market contains different meats, an excellent protein source. So, feeding them bits of cooked meats like beef, turkey, or chicken from your lunch plate is entirely alright. Make sure you limit the quantity of the meats. Overeating may cause digestive issues in cats. Salmon Cats love fish, and most vets recommend feeding them fish-based foods. They are a good source of omega-3 and other nutrients. Oily fish like tuna, salmon, or mackerel prove beneficial for their eyesight and joints. However, do not feed your feline straight from the can as they might lick it too aggressively, leading to cuts and bruises on their tongues. It’s best to feed them cooked fish without bones.
Top 9 foods for healthy lungs
Diets & Meal Plans

Top 9 foods for healthy lungs

Life isn’t fun when one can’t breathe properly. Years of unhealthy lifestyle habits and other factors can seriously affect the functions of the lungs, resulting in asthma, chronic obstructive pulmonary disease (COPD), pulmonary fibrosis, and other respiratory diseases that decrease quality of life. Fortunately, one can manage these diseases and even prevent them altogether by incorporating certain foods into their meal plans. Here are some foods that can boost lung health: Beetroots When it comes to the health of the vital organ, beetroot and even its leaves are among the best foods anyone can have. That’s mainly because both beetroot and beet greens are rich in nitrates, which help relax blood vessels, reduce blood pressure, and optimize oxygen uptake. Beet greens are full of nutrients essential to lung functions, such as vitamin C, potassium, magnesium, and carotenoid antioxidants. To benefit from beets, add them to salads or make beet juice. Turmeric This yellow spice has been used for centuries to treat various ailments. Curcumin, the main component in turmeric, is behind all the health benefits. Its antioxidant, anti-inflammatory, and antimicrobial characteristics can make turmeric extremely useful for improving lung function and aiding in conditions such as asthma, COPD, and pulmonary fibrosis.
3 foods to avoid for better lung health
health

3 foods to avoid for better lung health

Strengthening the lungs can help one avoid respiratory issues and diseases. Even when diagnosed with a lung-related illness, making significant changes to the lifestyle and food regimen can help people manage the symptoms and restore lung function. However, it is equally important to avoid the food items that damage these organs and cause issues like inflammation, sneezing, and wheezing. Here are a few foods to avoid to improve lung health: Salty food Foods with excessive salt should be avoided as their long-term consumption can have severe consequences on the overall health. Excess sodium in such food items can enlarge the muscles of the heart, cause headaches, increase blood pressure, and lead to a wide range of kidney-related issues like stones. Such foods can also have a negative effect on the health of the lungs and have been linked to an increased risk of bronchitis. Additionally, too much salt in meals can also worsen the symptoms of respiratory issues like asthma. This is because sodium can cause fluid retention, leading to shortness of breath in those with lung diseases. To reduce its intake, one should start by limiting salt in their meals and instead add more herbs and spices as seasoning.