People travel due to various reasons. Some of us travel frequently while others once in a while. Regardless of the reason, if you’re looking for an affordable hotel, you need to be cautious about certain aspects. From safety to the location, booking without negotiating and ignoring reviews and ratings are some mistakes that are easily avoidable. While booking a hotel online, ensure that you avoid these six mistakes to get the best deals. Ignoring the basics When looking for cheap hotels, it can be easy to forget and overlook a few basic things. For example, the location of the hotel is important. You want to book a hotel that is fairly close to the airport or business centers, depending on the purpose of visit, or else you might spend a considerable amount of time and money travelling. Sometimes, the location of the hotel could be in unfamiliar regions, or it may not be reachable by cabs. Similarly, you should be aware about the check-in and check-out times. Ensure that the times sync well with your arrival/departure schedule. Do not forget to check if the hotel offers basic room amenities and in-house safety features. Booking the very first hotel that offers the best deal One of the common things people tend to do while booking hotels is to book the first hotel with cheap rates.

Flying is one of the best ways to travel. Considering that airline companies take care to offer the best rates, premium upgrades, comfortable ambiance, luxurious seating, etc., inside the flight, flying makes journeys easier too. But there are a host of rules you should follow when traveling or booking tickets. The average traveler can find all this a bit too complicated. So, here are eight airplane hacks that can make flying a hassle-free experience: Setup price alerts on your phone  Being aware of the best price deals every time is a good idea if you’re a regular traveler. Moreover, you can get interesting price alerts on your phone. Price fluctuations are a constant feature in the airline industry. But how can you keep a tab on the changes to make the most of it? You can use certain travel apps and install them on your mobile, like Google Flights, to stay updated. With one or two of these apps, you will certainly never miss getting the best price deals and cheap price alerts. Stay flexible You must stay flexible with the destination and the dates of your journey. Use apps or sites like Skyscanner that do most of your legwork showing destinations with the best deals over a period.

Various online platforms have made booking accommodations a breeze. Whether you are traveling within the country or abroad, you need to make sure that you have chosen the right place to say and made the bookings correctly, so there’s no issue when checking in. However, certain common mistakes people tend to make when booking hotels can put a hitch in their trip. Here’s a list of six such booking mistakes that you should avoid: Not clarifying the different elements of the rate Many a time when making a booking, people just see the room rate. They forget to check out other additional components of the room rate. For example, many forget to find out about taxes. If you are booking online, there are resort fees that you may not see immediately and forget to check about. The resort fee is an amount charged for certain amenities at the property and is mostly not part of the basic room rate. You may realize the extra amount to be paid only when you arrive at the hotel, and at that time, it is too late to cancel your booking without paying a hefty fee. Therefore, it is best to gather all information before you make the booking.

Staying in a luxurious hotel can be exciting. You can enjoy several amenities, personalized services, and complimentary benefits. But you should be cautious. Experts and travel enthusiasts have devised several dos and don’ts to follow when in a hotel to avoid confusion and make the trip more memorable. Special focus should be on the don’ts as these can risk your safety in a new place. Here are seven things to avoid doing in hotels: Opening the door instantly  Many instantly reach out for the doorknob on hearing the doorbell or a knock. This is a big mistake. While it is okay to assume that the person on the other side would be a housekeeping staff or an F&B person, it is best never to take a chance. This is especially applicable if you are in another country, traveling for the first time to a place, or staying at the location as a first-time guest. Verify the visitor’s identity before opening the door. You can do so by looking through the peephole or glancing outside through an adjacent window. Letting strangers inside can be costly if they turn out to be someone with the wrong intent. Packing the hotel’s bathrobes in your suitcase This is nothing short of stealing; you could be in big trouble if caught.

Jewelry provides a touch of elegance to a woman’s outfit. Whether for a formal business meeting or an informal birthday party, you cannot be entirely ready to leave home without at least one piece of jewelry. But which one? There are several options, such as earrings, bracelets, pendants, and necklaces. Below are the five  most exquisite jewelry options for women that you might want to own to enrich your wardrobe: Earrings for everyday use There is no doubt that earrings are essential jewelry for everyday fashion. Here, a pair of crystal studs or huggie hoops deserves a special mention. They are the most comfortable jewelry pieces that you can wear all the time. Besides comfort, they give your outfit an elegant and classy finish. But you must choose the right pair of earrings. A simple diamond earring with a sleek style can be paired with almost any other piece of jewelry, say a crystal necklace. You can also think of pairing it with a beautiful bracelet from the same designer who created the earrings. If you are not a fan of diamonds and gold, opt for some non-metal, colored earrings. It will not harm your jewelry wardrobe but only make it more vibrant.

There can be several reasons for constant back pain; surgery, injury, or an uncomfortable sleeping position. Whatever the source, it can keep you awake all night. Luckily, the solution is pretty simple if it is the third problem. All you have to do is change your mattress! A good mattress will ensure you are supported throughout the night, ensuring good quality sleep. However, before choosing the right mattress, note salient points such as: How to select a good mattress for back pain? Firstly, and most importantly, one must take into account that all the best mattresses take the proverb “Comfort is the key” seriously, and ensure that specific points like the back, shoulders, and buttocks are not strained due to lack of support. Besides this, a so-called rule of thumb espouses that however good your mattress may be, you must get rid of it every ten years. But before you run to the market for mattress shopping, a consultation with your health professional is highly recommended. Once you are sure of the structural requirements of your back, mattress shopping will no longer be a confusing affair for you. Also, the results will be far more fruitful than if you rushed to the market uninformed about the guidelines for mattress shopping.

Regardless of how frequently you wear lipsticks, you are bound to have at least a few shades in your cosmetic case. The cosmetic products are the best go-to item for a dull mood or a drab day, instantly uplifting any look with just one swipe. It won’t be wrong to say that lipsticks are the easiest way to go from plain Jane to stunner! Read on to know the best lipsticks considering 2022 trends: How to choose the right lipstick? Shopping for lipsticks can be a confounding task, especially when you have many options available. With each season launching a new trending lipstick, it is understandably difficult to decide what is best for you. However, you can follow specific guidelines to make your lipstick shopping hassle-free. The most prominent of them is to identify your skin’s undertone. Your skin’s undertone may fall under two categories: warm or cool. You can confirm which one by observing the veins in your wrists. If they appear purple or blue, it implies that you have a cool undertone; if they appear green, it means you have a warm undertone. If you cannot determine your veins’ color because of a pink or yellow skin base, it implies that you have a neutral undertone.

Today, you can choose from a number of different brands to get sophisticated luxury watches. These timepieces are more than just accessories, as they can completely elevate your outfit. However, a few brands are timeless and are yet to be replaced by new players. Customers associate style and elegance with these watchmakers and are willing to pay for the quality the brands promise. So, here are a few timeless luxury watch brands: Rolex Founded as Wilsdorf in 1905, Rolex cannot be skipped while listing luxury brands. The brand has excellent recognition around the world, and its name is synonymous with luxury for many. Even the vintage pieces of this Swiss brand are more expensive than many other famous watch brands. However, its popularity is not merely because of the company’s rich history. The timepieces made by Rolex are extremely well-made, incredibly long-lasting, and come with an elegant finish. Further, the brand is famous for its craftsmanship. Besides, the brand prioritizes quantity along with quality as they are known to produce approximately 2,000 watches a day. Some of the most well-received collections of Rolex are Daytona, Sky-Dweller, Submariner, Datejust, Day-Date, GMT Master II, Yacht-Master, and Yacht-master II. Audemars Piguet Founded in 1875, Audemars Piguet is not only one of the earliest players in the luxury watchmaking industry but continues to be at the top of its game.

While everyone would love to have flawless skin, it’s inevitable that skin deterioration will be the next phase with advancing age. The body can only keep producing so many healthy cells to replenish dead skin, even with the best of lifestyle choices and habits. However, studies are conclusive of the fact that paying attention to daily nutrition and making healthy changes in nutritional regime can help maintain skin health, prevent diseases, and even improve their long-term outlook. Foods rich in omega-3s  For several reasons, omega-3 fatty acids are one of the most potent nutrients the body can absorb, playing a crucial role in skincare. In fact, studies have shown that a deficiency can result in common problems like dry skin and acne. Including more naturally sourced omega-3s can lower skin inflammation and prevent acne and redness of the skin. Seafood is an excellent source of natural omega-3 fatty acids. Fatty fish like salmon, herring, and mackerel, among others, also contain vitamin E, zinc, and proteins for skin tissue repair. Vitamin E is known to work as an antioxidant and prevents oxidative damage to the skin cells. Protein helps maintain skin texture and quality, while zinc also lowers inflammation and regulates the production of skin cells.

Osteoporosis is a health condition that weakens the bones, causing them to turn brittle and fracture. About 10 million individuals in the country suffer from osteoporosis. The deterioration of bones occurs in one of five men. In women, the probability is higher with osteoporosis affecting one in three individuals. Doctors prefer various prescription methods to cope with the condition and may also recommend some food tips. Here we have a few tips for managing osteoporosis: Eat foods to improve bone health One way to avoid osteoporosis is by eating foods to improve bone health. Introducing foods rich in calcium, such as cheese, yogurt, and milk, can nourish the body with calcium. The element is a vital nutrient for the formation and maintenance of the skeleton. Foods rich in vitamin C, E, K, and B also help in improving bone health. A few foods rich in these vitamins are collards, kale, spinach, arugula, swiss chard, and beet greens. Adding these edibles to meals can also introduce minerals like magnesium, selenium, and manganese to improve the quality of bones. Furthermore, eating foods abundant in omega-3, such as salmon and eggs, nourish the bones and promote rigidity. The fatty acid can also curb inflammation that may relieve any pain a person feels in their joints.

Breastfeeding is a universal way to nourish a newborn. Many mothers exclusively breastfeed their baby for six months, which is the minimum duration doctors recommend around the world. During this phase, nursing mothers need to have healthy, nutritious foods as this is how infants get the nutrients they need. Additionally, certain foods can help increase the milk supply. So here are a few superfoods that are ideal for nursing mothers:  Avocados This superfood is loaded with nutrients like heart-healthy fats that can help new mothers feel full for long periods. Breastfeeding mothers usually feel frequent hunger pangs due to having to nurse often. Further, women need more calories during their nursing period. This is why avocados are a great and versatile option for filling recipes. The fruit contains essential vitamins and is a versatile option to add to meals.  Nuts Nuts like almonds, Brazil nuts, pistachios, and macadamia nuts are great snacking options for new mothers. These nuts are usually high in essential minerals such as iron, calcium, zinc, and vitamins K and B. They are known to be lactogenic and also excellent sources of healthy fats and protein, essential for babies and mothers alike.  One can have these nuts by the bedside to make them easily accessible.

Cardiovascular diseases are prevalent in our country. Statistics suggest that one in every five fatalities is associated with heart problems. Therefore, it is essential to adopt an active lifestyle and follow a meal plan that improves heart health. The foods listed below taste great by themselves, and you can also mix them with other ingredients to make them more palatable. But seek a nutritionist’s guidance to avoid the aggravation of underlying health conditions. Oatmeal Most people consider oatmeal a breakfast food, but it is more than just that. Oatmeal can be had any time of the day, especially in the form of granola bars, whenever hunger pangs are bothering. It is rich in soluble fiber, which causes the liver to produce more bile. Bile, in turn, helps lower LDL cholesterol. So a bowl of oatmeal mixed with your favorite foods can be a great step toward a healthy heart. Black bean salsa When the cravings are for something delicious yet healthy, have some black bean salsa. It is packed with soluble fiber that brings down bad cholesterol levels to a healthy range. Add some veggies, corn, and mango for a splash of color and to get all the essential nutrients and vitamins.

Although stocks and bonds are convenient investment avenues, they’re risky. Hence, many diversify their portfolio by also investing in precious metals like gold and silver. You don’t need to own these metals physically to invest in them because there are other secure and more liquid ways to do so. Here, we’ll discuss the pros and cons of investing in gold and silver. But first, let’s understand the differences between these metals and how to invest. Differentiating features of gold and silver A study by the World Silver Survey showed that almost half of the world’s silver supply is utilized in heavy industries and advanced technology like cell phones and solar panel cells. Because of a higher demand across major industries, silver is more likely to be impacted by the ups and downs of global economic fluctuations. This also makes it more volatile in price changes than gold. Gold has lesser uses than silver in industries and, hence, isn’t as impacted by economic fluctuations as other metals. This means its price remains relatively stable. Silver typically has a lower price per ounce than gold, making it more affordable for retail investors interested in owning precious metals as physical assets. How to invest in gold and silver?

The term “bad credit score” can be quantified in many ways. For example, as per FICO ratings, a score of below 670 is considered poor. Likewise, VantageScore has its threshold at 661. A bad credit score greatly reduces an individual’s chances of getting loans from banks and other financial institutions. Nevertheless, there are certain borrowing avenues and ways to get personal loans with bad credit scores. Some of those useful options include: Make soft-credit inquiries This avenue is known as seeking prequalified loans from banks. Several lenders allow customers to submit prequalification online to let them see their estimated loan offers without affecting their credit scores. Soft-credit inquiries are effective for receiving a pre-approved loan from banks and other financial institutions that lend money to individuals. This process involves discussions with several potential lenders to assess one’s loan options. One must avoid making hard credit inquiries (loan inquiries in which lenders request to review the loan seeker’s credit report, as opposed to soft-credit inquiries that only involve talks), as that can further lower one’s credit score. Keeping personal identification handy Before agreeing to sanction loans for individuals, banks need them to reproduce their personal documents, including their social security number ID, driver’s license, W-2 forms from the previous two years, two most recent bank statements from all accounts, recent utility bills, mortgage statements, pay stubs, federal tax returns of the last two years, and other documents that verify one’s residential address, personal loan information, and overall contact details.

Credit cards offer an innovative payment solution where you can purchase products and book services in real time while paying for them later. A total balance of all expenditures accrues at the end of the billing cycle, where you can pay a minimum balance for the times when you are short on cash. But you need to use credit cards wisely as they can rack up significant bills that become too expensive to pay off.  Here are some common pitfalls you must avoid using credit cards. Making payment mistakes Having a credit card is tempting because you might not even notice the amount of debt that racks up with just a few swipes. But the bigger problem is not paying these debts on time. Yes, you do have the option of only paying the minimum balance so that the card doesn’t get canceled. But carrying over debt to the next payment cycle will only make it more difficult to ultimately pay the total dues. On top of it, you’ll end up paying interest on the unpaid portion. Even if there is a cash crunch, try paying off most of the bill so that no dues are pending. Also, missing your payment dates can greatly impact your credit score.  The bottom line, avoid paying only the minimum due and never miss a payment due date to stay clear of interest, late fees, and penalties.

One may need money for various reasons, whether it is for funding further education costs, buying a new house, or starting up a new business. A steady income may cover most of one’s regular expenses, but major purchases or emergencies may require one to borrow funds. The banks and federal organizations offer many options for people to borrow money with varying interest rates and repayment schedules. Read on to understand the common types of loans. Personal loans Personal finance is a versatile option that can help fulfill various needs. It can be availed to cover expenses like emergency bills, vacation, medical treatment, relocation to a different city, home renovation, wedding, or buying expensive electronics like tablets, computers, washers, and refrigerators. Usually, the repayment period can range from a few months up to a couple of years and the interest rate can either be fixed or variable, depending on the preference of the borrower. One can apply for personal loans via a bank or an online lender. One can choose between a secured and unsecured personal loan . In case of a secured loan, the borrower needs to provide a collateral that can back it up. This collateral can be any valuable, such as a vehicle, savings account, life insurance policy, or gold, which acts as a type of security for the lender who can claim it if the borrower fails to repay the loan amount.